PARTNER SERVICES

 

 

Crunch has a range of partners that can provide the following services to you. Separate terms may apply to your use of any Affiliate Services.

BANKS

Zempler offers clients business bank account solutions and, whilst we may provide some assistance with understanding the different types of certain accounts, the decision of which accounts are suitable for your purposes remains solely with you. We do not provide advice in connection with the selection of these banks compared with other banks and make no warranties concerning the service that is ultimately provided by them.

  • These business bank accounts can be set up directly with the banks or via approved introducers appointed to them. Where requested by you we will act as such an introducer.

  • You acknowledge that we may receive commissions from the bank(s) where we are appointed as an introducer. Current rates are as follows:

    • Zempler - Zempler will pay an affiliate fee of £150 per active customer with a funded account. Out of this, £50 will be given to the client as cashback by Zempler. The remaining £100 will either be retained by Crunch or split
  • The above rates may change for time to time based on specific partner promotions from time to time.

  • We specifically disclaim any responsibility or liability relating to: your use of the suggested bank products; and your acceptance of any recommendations from these banks and shall under no circumstances whatsoever be liable for any special, incidental or consequential damages, which may arise from such use.

  • Some of these banks may facilitate connections which provide a secure way of transferring your statement entries directly from the bank to your Crunch Software ready for reconciliation.

  • Please note that linking your Crunch Software to your accounts with these banks will never give us or any third party the ability to transact on that bank account. It will only enable access to transactional data/information, which is required in order to upload your bank statements.

CRUNCH MORTGAGES

Mortgages Services

Crunch Mortgages is a trading style of E-Crunch Ltd which, in this context, is acting as an appointed representative of Seico Insurance & Mortgages Limited (SIML). SIML is authorised and regulated by the FCA for the conduct of mortgage broking business under reference number 300024.

  • Crunch Mortgages offers a mortgage broking service to freelancers, contractors and other self-employed workers. Subscription to the service is accessible through Crunch’s website, www.crunch.co.uk. The service is available to Clients and non-Clients and is provided by SIML. Crunch provides no mortgage broking services itself and acts solely as an introducer to SIML. Although mortgage broking is a regulated activity, Crunch has no regulatory responsibilities under this arrangement.
  • In return for acting as an appointed representative of SIML, Crunch receives a fee arising from any referrals to it by us (via the Crunch website). This remuneration is at the rate of 25% of the commission/fees received by SIML from mortgage lenders and of any other related commissions/fees received.
  • Crunch Mortgages offers a free mortgage comparison service (Crunch Mortgage Monitor) that compares your current mortgage with current market deals.
     

LIFE ASSURANCE SERVICES

  • In return for acting as an appointed representative of SIML, Crunch receives a fee arising from any referrals to it by us (via the Crunch website). This remuneration is at the rate of 25% of the commission/fees received by SIML from Insurance providers and of any other related commissions/fees received.

INSURANCE SERVICES

Qdos Broker & Underwriting Services Ltd are business insurance and employment status specialists dedicated to the self-employed. We provide business insurance and compliance advice to UK limited companies and sole traders as well as the recruitment agencies and businesses that engage them. E-Crunch Ltd acts as an appointed representative of Qdos Broker & Underwriting Services Ltd.  Qdos Broker & Underwriting Services Ltd is authorised and regulated by the FCA for Insurance Mediation (the conduct of insurance broking business) under reference number 460886.

  • In return for acting as an appointed representative of Qdos Broker & Underwriting Services Ltd, Crunch receives commission from Qdos Broker & Underwriting Services Ltd. This commission equates to 15% of the Gross premium, less IPT, made on relevant products purchased by referred Clients and non-Clients.

CRUNCH COLLECTIONS

Crunch Collections is a trading style of Safe Collections Limited (SCL).

  • Crunch Collections provides debt collection services to freelancers, contractors and other self-employed workers. Subscription to the services is accessible through Crunch’s website, ​​​​​​​www.crunch.co.uk.  The services are available to Clients and non-Clients and are provided by SCL. Crunch acts solely as an introducer to SCL.
  • Acting as an introducer to SCL, Crunch receives fees totalling up to 20% of the amount charged to and paid by Crunch Clients to SCL.

CRUNCHPAY

CrunchPay is a payment processing service provided by UNIPaas
CrunchPay empowers our clients to streamline payments by embedding payment links directly into their invoices, helping them get paid faster and more efficiently.
UNIPaaS processes the payment from the end client. They will retain a percentage of the payment received and transfer the remaining payment to you. Crunch receives a % of the fee retained by UNIPaas.

MEMBERS VOLUNTARY LIQUIDATION (MVL)

The MVL service is provided by Johnston Carmichael, a specialist firm of Chartered Accountants and Business Advisers.

  • MVL cases referred by Crunch to Johnston Carmichael are processed in accordance with the requirements of all applicable legislative, regulatory and professional practice provisions. Johnston Carmichael appoints fully qualified and regulated Insolvency Practitioners to process these MVL cases.
  • Fees for processing MVL cases are negotiated by Crunch with Johnston Carmichael. For each case Crunch receives a fee of £750.
     

LEGAL ADVICE

SprintLaw is a modern, online legal practice offering affordable and accessible legal services for small businesses and startups. They specialise in contract drafting, business structuring, intellectual property, and employment law, providing tailored legal solutions through fixed-fee pricing and a tech-driven approach.

Crunch refers to SprintLaw without an associated fee. SprintLaw in return refers to Crunch for accountancy referrals.

SprintLaw are a legal consultancy, not a law firm, and are not authorised or regulated by the Solicitors Regulation Authority.
 

KNILL JAMES

Knill James is a firm of Chartered Accountants based in Lewes, providing specialist advisory and compliance services.

Referral payment structure:

  • Year 1 payments will comprise 20% (commissions) of total billings to the referring company. All billings in year 1 will be paid at 20%.
  • Year 2 billings (as above) will pay 10%.
  • The referral fees work both ways.
     

CRUNCH REFERRAL NETWORK

Crunch works with other accountancy practices and firms across the UK in a network to provide and receive referrals on a commission basis. The amount of commission received by Crunch varies according to the scope of the engagement agreed between your company and Crunch. From time to time Crunch may decide our service is no longer appropriate for your company or that your company requires specialist advice which Crunch cannot provide and we reserve the right to cancel such notice with immediate effect. We will always discuss with you whether a referral to a Crunch network partner is appropriate for your company.

 

PARASOL

Parasol is a large-scale provider of umbrella employer services. 

A Crunch Client or Crunch Prospect may be Introduced to Parasol by Crunch through the Plus Package, the Dormancy Package or the Closure and Digital Leads Package.

  • In the event of an Introduction by Crunch to Parasol through the Dormancy Package, Parasol will pay to Crunch a rebate of £5 per weekly processed timesheet and £22 per monthly processed timesheet (‘Dormancy Rebate’) 
  • In the event of an Introduction by Crunch to Parasol through the Closure and Digital Leads Package, Parasol will pay to Crunch a rebate of £7 per weekly processed timesheet and £30 per monthly processed timesheet (‘Closure Rebate’)
     

BRIXX

Brixx is a financial forecasting software which integrates with Crunch. Brixx provides detailed reporting and visual aids to help better understand and support in making better informed decisions about the financial future. Crunch do not receive any financial compensation in return for using this integration. 

 

CRUNCH PERKS

Crunch Perks is a platform covering everything from discounted shopping at leading UK retailers to a range of community features, such as special rate cinema tickets and access to thousands of everyday retail discounts and offers. The service is provided by Remus Rewards who are a subsidiary of PeopleValue - partners with FCSA, APSCo, Team and Professional Passport.

Crunch Perks is charges at £6+VAT per month for, Remus Rewards charges Crunch £4.12p per month for each active account and Crunch earns the difference.